Types of Cyber Crimes: Phishing & Pharming

Phishing

Phishing is used most often by cyber criminals because it’s easy to execute and can produce the results they’re looking for with very little effort.

What it is:

Fake emails, text messages and websites created to look like they’re from authentic companies. They’re sent by criminals to steal personal and financial information from you. This is also known as “spoofing”.

What it does:

• Trick you into giving them information by asking you to update, validate or confirm your account. It is often presented in a manner than seems official and intimidating, to encourage you to take action.
• Provides cyber criminals with your username and passwords so that they can access your accounts (your online bank account, shopping accounts, etc.) and steal your credit card numbers.

Pharming

Pharming is a common type of online fraud.

What it is:

A means to point you to a malicious and illegitimate website by redirecting the legitimate URL. Even if the URL is entered correctly, it can still be redirected to a fake website.

What it can do:

• Convince you that the site is real and legitimate by spoofing or looking almost identical to the actual site down to the smallest details. You may enter your personal information and unknowingly give it to someone with malicious intent.

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